Cost of Ownership Calculator
See the true cost of owning a vehicle — beyond just the monthly payment.
See What Fits Your Budget
Browse current new vehicle specials and find a car that matches the total cost of ownership you're comfortable with.
How to Use This Calculator
Your monthly car payment is just part of the picture. This calculator factors in insurance, fuel, routine maintenance, repairs, and depreciation to show you the real annual and monthly cost of ownership. Use it to compare different vehicles or to budget more accurately before you buy.
Tips
- Insurance costs vary widely by vehicle type — sports cars and luxury vehicles cost more to insure.
- Fuel costs add up fast for trucks and SUVs with lower MPG ratings.
- Don't forget scheduled maintenance like oil changes, tires, and brake pads when budgeting.